Again, it's NOT the downloaded files that cause the problem, it's the way the image files are stored and numbered on the SD card.Best to rename photos from the card on import to unique file names. This will prevent data crashes when you have two images with the same name. You need to be using a DAM system to make this an easy task.
Once the files are downloaded they are in the folder I want them in.
It's finding the files on the SD card before I can download them that is confusing.
As I said above, if On1 had a decent file downloader I wouldn't need to drag and drop in Windows file manager.