Probably a pretty dumb question... I've never bought into the whole extended warranty thing. They're always noted as an awful investment (although it did actually pay off of my brother's 50" Toshiba rear projection TV, and my old MacBook Pro 1st gen), so I see no point in most cases. If it breaks or has a problem, hopefully it is in the first year (typical manufacturer's warranty) and if not, either pay to fix it, or perhaps shop for a replacement depending on what it was. But I've never really considered whether or not this is something that make more sense for a lens that - in theory - should last a damn long time, provided the system continues to exist. Does anyone here get extra coverage on your lens investments? What kinds of problems would you foresee needing it for outside of the manufacturer's one year? Probably the only reason it has peaked my interest is that I'm getting a 7-14 (tax refund FTW!) in the US this week, but Panasonic Canada does not honour US warranties. B&H does provide international coverage through their extended warranty provider. But... would I even need it?