I just made a switch from Canon to the E-M1 with the Oly 17, 25, 45, and 75 lenses. With the Canon, I had expensive Zeiss lenses, so I insured my entire camera collection in case of theft and accidental damage, especially since I was traveling abroad frequently with my gear. Now, the lenses are much cheaper, and I won't be traveling much. The insurance premium is about $50 per year with no deductibles. However, unless I get my entire collection stolen, I feel it's not worth filing a claim and have it affect other insurance rates. So, I'm wondering how many out there insure their equipment.