I'm looking for an inexpensive 2nd camera after my primary m4/3, something to throw in the bag without worrying too much about it. I have seen a refurbished Olympus XZ-1 and refurbished Olympus E-PL3 (body only) at about the same price. I would use the E-PL3 with the Panasonic 20 or maybe the 14-42 lens, so it would be bigger. Uses would basically be scenery and people. Any suggestions?